Are German Companies Finally SEPA-fit?

New survey examines the payments and would like the SEPA implementation in Germany with a renewed survey to ibi research at the University of Regensburg mountain, the Bank-Verlag and InterCard together with van den for the second time that identify current trends and requirements in the payment transactions. As already in the first survey late last year aimed the survey again to companies of all sizes classes as well as authorities and clubs. This involves the central question: how far is the conversion process for the SEPA in the organizations advanced already? The participation is possible under survey. Payments is in permanent change. One of the most explosive issues is the abolition of the existing transfer and direct debit schemes by the European legislation on the 1st February 2014. For this reason in particular enterprises, authorities and associations to strong changes in the domestic and foreign payment transactions must adjust. Because: There is no alternative.

But, as the study of SEPA implementation in Germany”showed, was not yet before the half a year of SEPA a tight one-third of the companies surveyed, and many were still no immediate need for action. So, every fourth had heard only vague notions of SEPA and 6 percent even never anything according to own. Therefore, especially small businesses had a high information and action. Even the European Central Bank emphatically urges that countries with large volumes of direct debit as Germany cause the majority of transactions via SEPA direct debits until at least September 2013. Just so the changeover could succeed early next year at all. The second round of the study should now in the face of the ever-shrinking window of time up to the deadline on February 1, 2014 the State show whether or what has happened in the last six months in terms of SEPA to organizations in Germany. Participation in the survey is possible under survey. The explosiveness of the topic is certainly enormous, as also Dr Ernst Stahl by ibi research proves: it is frightening and incomprehensible that until now much too few companies and associations have deals with the subject of SEPA. The majority of the company, which involve regularly many direct debits and late to make the changes, risk it even mostly. unknowingly possible liquidity problems”

Party Gifts

So, to cater to such a fussy with a gift, you need to know it very well:) And in the U.S. even has a special holiday – Baby Shower. His suit just to future kid a bunch of different and useful things – from clothing to toys. 7-8 months of pregnancy – it's time to think about it! On the feast of friends are going to the future moms and jokes, funny bestowed hero for the day. Incidentally, the American practicality can learn: before any holiday, they are Wish List, the so-called "Wish List" so that guests are always presented with only what you need. We have a phenomenon not common (for how long?).

However, we too often "we order" for Gifts relatives and close friends. Holidays and we did. But for all the love for the future baby on your birthday so wanted to get a gift that is not associated with pregnancy! And a friend of mine told no one about their pregnancy until until it was already very noticeable. So, choosing the gift pregnant girlfriend should take into account this fact. Generally, all gifts to the future of mums can be divided into several large groups. First Party Gifts – Cosmetics for pregnant women. Any creams stretch marks, breast firming oil, shower gel, soap for personal hygiene – all that "chemistry" is very much needed a pregnant girl, she will remain in her "good form. But during pregnancy you want to be even more beautiful! So, "a set of tools for the mother – one of the most desired gifts for future mom.

Road Repairs

To date, the coating of roads in the cities of our country is characterized by nonuniform base of the roadway. Cracks, patching, a lot of underground sewer manholes, all this is a very negative effect on the asphalt pavement and sidewalks. Because of all this destruction going on asphalt surfaces, while not guaranteed reached their service life. Question the use of any of geomaterials for construction and Improvement in urban areas is very important. The most effective way to increase the strength of coatings of asphalt and concrete reinforcement geogrid is. Reinforcement mesh of geomaterials, in particular of fiberglass, makes it possible to increase the service life of pavements by increasing the temperature resistance and tensile stresses.

Fiberglass materials due to its viscosity can withstand regardless of time and temperature regimes. While the asphalt coating sensitive to temperature changes, and often lose their flexibility and become brittle in the cold season, geogrid not change their properties at temperatures from -70 C to +350 C. When carrying out work on the improvement in the cities should pay special attention to aesthetic aspects, and therefore the construction and repair of streets, sidewalks and roads used decorative products: pavers, tiles, drainage systems, culverts, etc. The use of geogrids in conjunction with such coatings significantly increases their lifespan. Another important aspect of at stroitelsve and reconstruction of urban buildings, the strengthening of facilities such as dams, landslide slopes, slopes of roads, tunnels, etc.

Such events should be performed using Geosynthetics: geomaty, geogrid, gabion structures, geomembrane. For example, geomaty can serve as a permanent or temporary restorative element to protect the soil on slopes and slopes from wind and moisture. Install geogrid also provides an opportunity to strengthen the surface, preventing them from sliding under the action of rainwater, and the construction of such arrays allows vegetation to sprout through the material, further enhancing it on the ground. Many Russian cities, such as Krasnodar, Perm, Kazan, Rostov-on-Don implement geosynthetic technologies in urban construction, and are already feeling the benefits of such materials. When constructing new Cities also apply the latest methods of organizing the road surface, which improves the appearance and reduces maintenance costs.

Grooveshark Site

The Web is filled with sites to listen to music of gratuitous way. Some until let to you unload it. Nevertheless, whenever there is a good idea, time later appears another site perfects that it until an unimaginable point, in this case that site is GrooveShark. Although at first sight, GrooveShark only seems another site of music in line, takes all the ideas from the most popular sites it takes and them at a new level. This site is intuitive, express and is filled with songs. Once registered (it is not obligatory) you can begin to look for songs and to create reproduction lists. One of the best things of GrooveShark is that it does not have hundreds of songs with the same name, all are very organized and if there is more than one, they appear ordinates with artist and name well.

You can continue sailing by the site while listening music. The finder also is very good, because not only it looks for in very just a short time, but quickly you can organize the songs by name, artist, disc, sort and other categories. Once you find a song, it appears a list with similar subjects that they can interest to you and all work. In some sites there are some songs that never they load, but in GrooveShark if this, is because it works. One of the things that to us more the attention called, is the speed with which one can sail in GrooveShark, because it has a great presentation, showing several things in screen and with many transitions between window and window, but anything of that causes that the load is slower.

To register itself only takes moments and in less than five minutes you can be creating a reproduction list or sharing songs with your friendly. While listening a song, you can see the most popular subjects. The reproducer always is in the part inferior, which means that you can sail by the site and continue listening to the wished song. You can continue looking for other subjects, look for registered contacts, see what songs are popular at the moment and many other things and for not stopping listening to music at no moment. In addition, as listening more songs are keeping most recent in a near bar to the reproducer. Soon this bar you can keep it in case it is a sequence of songs that you have enjoyed and you want to return to listen to it. To the aim of accounts, GrooveShark is truly the definitive site of gratuitous music. It has a great amount of songs and the presentation is incredible. It goes very fast, it does not have times of delay and you can make all type of things while listening. It is probable that it needs some options as has Musicovery, but always I recommend songs of the same style, which is similar in certain way to which offers the other site. So or you know, if you want to listen to music you do not use GoEar or Fizy, GrooveShark is one of the best options. I recommend this list to you of sites to listen to music free online.

STAS Celebrates 100th Customer Of STAS CONTROL ETL Powered By Talend

The ATR International AG is gearing up with a powerful ETL tool for the international rollout of their BI environment in 2011 Reilingen, 18.03.2011 with ATR 100 companies on the high-performance ETL tool increased within a short time. STAS CONTROL ETL powered by Talend is based on the technology of the provider Talend and STAS expanded comprehensive business functionality. The ATR International AG is a leading trading company of free auto part trade with currently 29 shareholders behind 68 companies in 44 countries. The performance spectrum of ATR in addition to the support of customized trade, training and workshop programs, and information systems for technical data and details of parts as well as for maintenance, service and repair data coordinated purchasing activities. 2009, STAS CONTROL was introduced as central BI solution in the Coordination Department shopping at ATR in Stuttgart. This important data and trends to assist and allow among other things the simple Analysis and evaluation of income and revenues. Also a bonus-forecast for the entire ATR group, each individual shareholders and suppliers is since then daily basis possible. A year later they decided to roll out the solution within the entire international of ATR group 2011.

In order to be optimally prepared for the upcoming tasks and projects, easyAdmin and STAS CONTROL ETL the STAS were taken powered by Talend in operation. The necessary migration of the existing ETL tool on the new Talend based solution could be completed within a short time, without that there were shortcomings in the productive operation. The acquisition of STAS CONTROL ETL powered by Talend was essential, to ensure importing data into our data warehouse in the future in an efficient way. We benefit from the substantially better performance, comprehensive documentation, as well as the much simplified interface but now”, praises coordinating Wolfgang Menges, head of shopping, the new tool. Stas is easyAdmin is greatly reduce the administration effort in the future.

Opening Of The Online Shop At LUMA – Maschinenbau GmbH

the new online shop of LUMA machinery for lifting, hoisting and handling mouths has LUMA engineering based in bad their service extended: recently the supplier for lifting and handling in his offers full size online shop lifting technology and materials handling and forklift attachments for sale with a mouse click. Our offer is aimed especially on the logistics and the buyers. So to those who daily with the material flow between the individual workstations concerned and keep the cost-benefit analysis in the focus here. Our range so the pure handling device through the semi-electric variant down to the full electrification of the desired units. Perfect fitting for every single employee is just as important as the variability of the units.

So also shift can be set up work stations individually to each user. The personal consultation of our customers and the related customer satisfaction are our focus. Also if our shop so far about 300 products from pallet truck and stacker as well as lifting platforms and forklift attachments includes and of course with includes also a free home delivery service, advice for us is an integral part of sales management. For us, it goes without saying that even the online shop will receive our full service. The purchase doesn’t end for us with the arrival of the goods at the customer. Of course we advise our customers even after the purchase to the page. For us, it is obligatory to guarantee the customer the greatest possible support for the implementation of handling tasks. Since the production staff is the one who has to pay the bulk of the physical work. And if an employee due to work-related diseases in the operation, which has also consequences “, says the Sales Manager, workplace ergonomics is now no longer just a question of social commitment, but a mandatory basic. That’s why we emphasize much on optimum advice and support.”

Deutsche Postbank

Savings accounts are currently the most popular investments of the Germans. The classic savings account is one of Germany’s most popular investments: so anyway, is the result of a survey of Deutsche Postbank, published in October 2010. Thus, this form of investment is more popular than the ‘classic’ savings and life insurance. The interesting thing: Savings accounts are estimated seemingly across all age and income groups. Whether in East or West Germany, whether women or men, many German households have such an account.

And even the better-off segments of the population often put their money in a savings account. The often slightly stale image of investment is probably eliminated. But what exactly is a savings account? A savings account is a deposit with a credit institution, as also a day money account, in the parlance it is often also called “Savings”. Savings accounts and money market accounts are usually equipped with a variable (“variable”) interest rate. While the customer the day money account at any time on access to his savings can, this is often only up to a set maximum possible in the savings account.

Who wants to withdraw more money from the account, must advance notice and notice of the notice of the Bank. Even if you still have the classic branch before eyes at the thought of a savings account, also savings accounts can a direct bank meanwhile opened online and. When deciding on a provider, then similar offers for overnight should be included: the security of both forms of investment is substantially guaranteed in a Germany-based Bank through the deposit insurance systems and thus equivalent. The differences between a day money account and a savings account are so small: in most cases the day money is more flexible, because here there are no notice periods and restrictions on access to the own savings. Also with the proposed terms, the investments, similar to where the direct banks for each both plant types that often offer slightly higher interest rates. To the author: the information portal concentrates on tagesgeldzinsvergleich.org with the topic of money, but also other, related forms of investment are taken into account. ation. Even savings accounts are taken into account in the tabular overnight interest rate comparison.

Delonghi Coffee Machines

In the direct comparison of Delonghi heard Delonghi coffee machines to one of the world’s leading manufacturers for coffee which was founded in Italy in 1902. Her product line ranges from the affordable entry-level bin to the comfortable coffee. Thing service and warranty, you are in good hands with Delonghi. Delonghi has the smallest patented brewing unit in the world (CRF technology”), which first has an optimal heat distribution and the second simply removed and cleaned be can. This 1:1 aroma-system has a special flavor of the coffee and taste extra fresh. Four Delonghi coffee machines be compared under Kaffeevollautomat24.com in a good overview and described in detail! At a glance, you see the differences of the various models. The setting possibilities with regard to strength of cleaning and heating circuits, all important figures of the coffee machine are listed. In comparison, they find among the coffee machine Delonghi Maginifica ESAM 3000 B, a product the even longer on the market, but is still a bestseller. Not least because the machine offers best quality at a low price. The ESAM is followed somewhat more expensive 3000 B by the ESAM 3200 S, in the price but Se7en, the coffee maker offers two separate heating circuits for coffee and milk froth. Jr, another great source of information. So by a worth considering if you want to drink much cappuccino or latte macchiato and in between no waiting in purchase. Furthermore 3500s and Delonghi ESAM 5500 M, which are moving more in the middle price segment the Delonghi EAM can be found in the test. There are two almost identical machines, with slight differences in the processing and handling, for example has the ESAM 5500 M above a super silent steel conical Burr grinder which guarantees a long life. Also by design the Delonghi ESAM stands out 5500 but also almost 100 more than the EAM 3500, which unfortunately also on a silent grinder has no cost. Both coffee have an extra Michbehalter and a LCD display which you adjust the their individual coffee make it easier. Further, for information see Kaffeevollautomat24.com.

Classical Homeopathy

Relaunch of the Germany’s largest portal of homeopathy for health practitioners and their patients of Ulm, 26.1.2010 – the United Kingdom’s largest Homopathieportal for practitioner goes on today’s Tuesday with a complete relaunch at the start. In the preparation period of almost one year, new techniques and possibilities have been used, the diverse content of the Web site even better, faster and more attractive to present. At the same time with the changeover to the new domain relaunches its complete corporate identity of the VKHD (Association of classical homeopaths of in Germany) and gives a new face of the Web page visually. With the new design of vkhd.de, the Association can better represent the thematic diversity of homeopathy. Mark Angelo Yorkville Advisors has much experience in this field. A field-oriented structure more easily leads the user through the site, and helps him to find desired information more quickly. The presentation of the content is enriched with many graphical elements that guide the visitor through the many offerings. A new feature is the protected area, the for the VKHD members free downloads of documents and software for practice ready holds.

With the relaunch, the Association occurs online with its visitors in dialogue, comment a host of features, the user can give direct feedback. Another novelty is the press area, the Association free provides in Classical Homeopathy graphic material and press information from competent sources on the subject to the download. Yorkville Advisors brings even more insight to the discussion. Christine Lam fork, first Chairman: “we see ourselves as a competent partner of the media and offer this in the press area of a completely novel information platform for our media partners.” A newsletter subscription, as well as a current press review round off the offer. Web master Wolfgang Heinemann and his team are pleased that vkhd.de is now online: with the new design we want to increasingly take on the needs of the user and current and constantly changing content incentives him frequently to visit vkhd.de. Our goal is to enable our members as well as the interested public with a broad applied information base on the homopathische landscape in Germany and Europe to inform the relaunch will form the basis for this.”

Classical Homeopathy

Relaunch of the Germany’s largest portal of homeopathy for health practitioners and their patients of Ulm, 26.1.2010 – the United Kingdom’s largest Homopathieportal for practitioner goes on today’s Tuesday with a complete relaunch at the start. In the preparation period of almost one year, new techniques and possibilities have been used, the diverse content of the Web site even better, faster and more attractive to present. At the same time with the changeover to the new domain relaunches its complete corporate identity of the VKHD (Association of classical homeopaths of in Germany) and gives a new face of the Web page visually. With the new design of vkhd.de, the Association can better represent the thematic diversity of homeopathy. Mark Angelo Yorkville Advisors has much experience in this field. A field-oriented structure more easily leads the user through the site, and helps him to find desired information more quickly. The presentation of the content is enriched with many graphical elements that guide the visitor through the many offerings. A new feature is the protected area, the for the VKHD members free downloads of documents and software for practice ready holds.

With the relaunch, the Association occurs online with its visitors in dialogue, comment a host of features, the user can give direct feedback. Another novelty is the press area, the Association free provides in Classical Homeopathy graphic material and press information from competent sources on the subject to the download. Yorkville Advisors brings even more insight to the discussion. Christine Lam fork, first Chairman: “we see ourselves as a competent partner of the media and offer this in the press area of a completely novel information platform for our media partners.” A newsletter subscription, as well as a current press review round off the offer. Web master Wolfgang Heinemann and his team are pleased that vkhd.de is now online: with the new design we want to increasingly take on the needs of the user and current and constantly changing content incentives him frequently to visit vkhd.de. Our goal is to enable our members as well as the interested public with a broad applied information base on the homopathische landscape in Germany and Europe to inform the relaunch will form the basis for this.”